Funds for your
Big Dreams
Get instant personal loans up to ₹5 Lakhs directly to your bank account within minutes. 100% Digital. Zero Paperwork.
Check Your Loan Limit
Enter your mobile number to see how much you can borrow.
No impact on Credit Score
Why India Trusts Dhani?
We are committed to providing financial freedom with transparency and speed. Join our growing family today.
5M+
Happy Users₹500Cr
Disbursed99%
Approval RateInstant Disbursal
Money transferred to your account immediately after approval.
100% Paperless
Complete digital process. No physical documents required.
Secure & Safe
Your data is protected with 256-bit SSL encryption.
Looking for a hassle-free personal loan?
With a Dhani Finance personal loan, you can turn your instant needs or long-term dreams into a reality.
Seamless Digital Journey
100% online application process with zero physical branch visits.
Quick Access to Funds
Get money credited to your bank account instantly upon approval.
Minimal Paperwork
Basic KYC documents are all you need. No collateral required.
Whether it’s managing a medical emergency, planning a wedding, or renovating your home, we provide flexible repayment options and competitive personal loan interest rates tailored to your requirements.
Borrowing with Dhani Finance is convenient and worry-free, with instant personal loan approval and exceptional customer support. Take the first step today and get one step closer to making your dreams a reality.
Features & Benefits
Loan upto 5 lakhs
Get a personal loan online for up to Rs. 5 lakh, with options starting from Rs. 50,000 to manage all your expenses.
Instant approval in seconds
Complete your online personal loan application in minutes and enjoy instant loan approval.
Quick Disbursements
Receive money in your account within 15 minutes of approval with our personal loan online process.
No hidden charges
Experience transparent personal loans in India, where all fees are clearly outlined with no hidden charges.
No Collateral Required
Apply for a personal loan without security no guarantor or collateral needed.
Eligibility Criteria & Documentation
Personal Loan eligibility
To qualify for a personal loan with us, please ensure you meet the following criteria
Documents required
When you apply for a personal loan, you will need to provide the following documents
Personal Loan Calculator
Plan your personal loan effectively with our easy-to-use EMI calculator
Your Monthly EMI
₹0
Why use our EMI Calculator?
Saves Time
Calculate your monthly outgo instantly without complex manual calculations.
Financial Planning
Choose the right tenure and amount that fits your monthly budget perfectly.
Accurate Breakdown
Get a precise split of principal and interest components for better transparency.
Full Loan Transparency
We believe in zero hidden charges. Here is an example of how we calculate fees.
| Loan Amount | Interest Rate (p.a) | Tenure | Processing Fee | APR | Total Repayment |
|---|---|---|---|---|---|
| ₹1,00,000 | 12% | 12 Months | ₹2,000 (approx) | 16.5% | ₹1,06,619 |
*APR (Annual Percentage Rate) includes the interest rate plus processing fees and other charges to give you the real cost of the loan.
Get your Loan in 3 Steps
1. Verify Mobile
Enter your number and verify via OTP.
2. Fill Details
Enter basic details and loan amount.
3. Get Money
Receive funds directly in your bank.
What our Customers Say
"I needed funds urgently for a medical emergency. Dhani Finance disbursed the amount in just 20 minutes. Truly hassle-free!"
Rahul Sharma
Mumbai"The calculator helped me plan my EMI perfectly. The process was smooth, and the interest rates are very competitive."
Priya Patel
Ahmedabad"Minimal documentation and great support. I got my wedding loan approved instantly. Highly recommended!"
Amit Verma
DelhiFrequently Asked Questions
Get answers to all your loan related queries
Ready to get started?
Join thousands of happy customers who trusted Dhani Finance.
